Editor

The Re fundia brand is affiliated with the company We fundia

We fundia – SAS à capital variable de 58 142 € – RCS PARIS 843 136 474

APE Code: 6201Z

Intra-community VAT number: FR89 843136474

Offices : 24 rue de Clichy 75009 Paris

Director of publication: Éric Menseau – President

E-mail address: hello@refundia.eu

Data Protection Act

The website http://www.refundia.eu is a showcase website. In accordance with article 34 of the French law on “Informatique et Libertés”, you have the right to access, modify, rectify and delete data concerning you. To exercise this right of access, please contact us at the following e-mail address, mentioning “Re fundia data” in the subject line: hello@refundia.eu

For more information on the “Informatique et Libertés” law, you can consult the CNIL website.

Host

The http://www.refundia.eu website is hosted by the WordPress company, whose headquarters are located at 60 29th Street #343, San Francisco, CA 94110United States of America. All WordPress servers on which the Site’s data is stored are located in European Union member states.

Responsibility

Re fundia uses its best endeavours to ensure that all information posted on its website is accurate and up to date. We may change the content of the site without notice.

However, we cannot guarantee that the information displayed on this site is complete or that it cannot be modified by a third party (e.g. in the event of a computer virus attack).

Therefore, Re fundia shall not be liable for any loss, direct or indirect, including but not limited to any damage or loss related to carrying out transactions based on the information posted on the website or any other loss due to a problem with the internet connection.

Re fundia shall not be liable for any financial loss arising from events outside its scope or for material damage to equipment used to access the platform.

Information on financial instruments, investments

Investing involves a risk of future performance. An investment may appreciate or depreciate and the investor may not get back the money invested.

The investor acknowledges that he/she has been informed of the operating procedures and risks of credit financing, and in particular the risk of capital loss in the event of default by the issuer in repaying the financing granted.

In addition, the investor acknowledges that he/she has been informed of the specific risks of investing in unlisted companies, in particular the risk of total or partial loss of capital invested and the risk of illiquidity.

Any information on financial instruments displayed on this site is for information purposes only and does not constitute a solicitation or offer to buy or sell financial instruments. This information does not constitute advice or a recommendation on the financial instruments it concerns.

Re fundia accepts no responsibility for the accuracy or completeness of any information obtained from external sources, however reliable.

Re fundia disclaims all liability for any loss or damage that may be suffered, directly or indirectly, by users of this site or by other persons having access to the information posted on this website.

For further information, please contact us at the following email address, mentioning “Re fundia information” in the subject line: hello@refundia.eu

Use of personal data

The processing of your personal data is governed by the General Data Protection Regulation 2016/679 of 27 April 2016 (“GDPR”). If you have any questions about your personal data or if you wish to request the deletion of your account, please contact us by email at hello@refundia.eu, mentioning in the subject line “Re fundia data”.

At Re fundia, we are committed to preserving the privacy of our users, whether they are simply visiting our site or using our services.

Re fundia develops and operates a software solution that enables the registration of debt securities in a shared electronic recording device (DEEP) and their post-registration management. In the course of this activity, we may process personal data belonging to users. This privacy policy sets out our personal data collection and sharing practices for our business and is intended to inform you about how we use this data and how we share the personal information we process about you.

We collect and process some or all of the following information about you:

∙ Information that you provide to us and that we also collect as part of the KYC Procedure. This information contains for example for natural persons the copy of identity document, proof of address.

∙ Information relating to debt securities. This information includes technical, financial, payment and any other data relating to a debt security record or transaction involving debt securities, and which relates to you as the issuer.

∙ Our correspondence. When you contact us, we normally keep a record of that correspondence.

∙ Data relating to the site and the use of your connection. This data including, but not limited to, logs and details of your visits to the site as well as information collected through cookies and other tracking technologies including but not limited to your IP address, browser and operating system version, traffic data, location data, web logs and other connection data, and the resources you access.

∙ Regulation (EU) 2016/679 of 27 April 2016 on the protection of individuals with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (the “GDPR”) allows companies to process personal data only on the basis of the specific “legal grounds” provided for by the GDPR and national laws adopted for its application such as Law No. 78-17 of 6 January 1978, as amended (the “Data Protection Act”). The main legal grounds for the use of your personal data are

∙ Consent: where you have consented to our use of your personal data (a form to collect your consent will be submitted to you for this purpose and you may withdraw your consent by contacting us as described in the Privacy Policy).

∙ Contract performance: where your personal data is necessary for the conclusion or performance of a contract with you, for example in connection with the provision of certain services.

∙ Legal obligation: where we need to use your information to comply with our legal obligations.

∙ Legitimate interests: where we use your personal data in pursuit of a legitimate interest and the purposes for which we use it override any breach of your data protection rights.

∙ Legal claim: where your information is useful to us in defending, prosecuting or making a claim against you, or a third party.

We process your personal data for the following purposes:

∙ To provide you with the Services and enable you to use the Site.

∙ To communicate effectively with you and conduct our business

∙ To provide you with promotional material: to provide you with updates and offers, where you have opted in to receive them. Where required by law, your consent will be required when collecting your data to conduct marketing. You will be given the opportunity to unsubscribe or opt-out of further communication on any electronic advertising material sent to you, or you may unsubscribe by contacting us in accordance with the “Contact Us” section below.

∙ For research and development: to analyse your personal information to better understand your service and advertising needs, to better understand our market and to develop our products and services; to carry out business performance statistics, to analyse and track the audience for our site and to make it easier to navigate, as well as for our dedicated pages on social networks (LinkedIn, Twitter and YouTube).

∙ To carry out KYC Procedures and monitor certain activities: to verify your identity and thereby ensure your safety, the safety of other users, to ensure the quality of our services, to combat fraud and money laundering and to combat the financing of terrorism.

∙ To inform you of changes to our Services.

∙ To ensure that content on the Platform is relevant and presented in the most suitable way for you and your device, which may include passing your data to business partners, suppliers and/or service providers.

∙ To reorganize or make changes to our business: in case :

We are subject to negotiations regarding the sale of our business or part of it to a third party;

• We are sold to a third party

• If we undergo a reorganisation, we may be required to transfer your personal data to the relevant third party (or its advisors) as part of any audit process to review any proposed sale or reorganisation. We may also need to transfer your personal information to that reorganising entity or third party after the sale or reorganisation so that they can use it for the same purposes as set out in this policy.

∙ In connection with legal or regulatory obligations, to combat fraud, money laundering and terrorist financing, we and our payment providers, may process and combine your personal information to comply with our regulatory requirements or to engage with authorities as appropriate, which may include disclosing your personal information to third parties, judicial, law enforcement and/or regulatory authorities in connection with requests, proceedings or investigations by such parties anywhere in the world.

Cookie Management Policy

We inform you that, during your visits to the site, one or more cookies may be automatically installed on your browser. Cookies are data stored on your terminal equipment and used by our site to send information to your browser, allowing the browser to send information back to the originating site (e.g. a session ID, language choice or date). Cookies are used to store status information when a browser accesses different pages of a website or when that browser returns to that website at a later time.

You can refuse the installation of cookies by following the procedure indicated on your browser. In this case, use of the site and access to the services may be altered or even impossible.

This site uses cookies to measure the audience, to define services and offers adapted to your interests and to share them with third parties (social media, …)

With your consent, we and our partners use cookies or similar technologies to store and access personal information such as your visit to this site. You may withdraw your consent or object to processing based on legitimate interest at any time.

Claims

Any complaint about the Re fundia website should be addressed to the Re fundia complaints department at the following email address, mentioning “Re fundia complaints” in the subject line: hello@refundia.eu 

Intellectual property

This website and all content, texts, databases, graphics, software, applications, scripts, APIs, visual and audiovisual elements that make it up are the exclusive property of SAS We fundia. Any reproduction is forbidden without the prior written consent of SAS We fundia.

The brand “Re fundia” and its logo are a registered trademark belonging to the company We fundia SAS